Home insurance in Germany

Home insurance or household contents insurance (Hausratversicherung) is necessary if you want to cover yourself for potential burglaries, damage, water issues, storm or robbery etc. This type of insurance covers mainly moveable property such as furniture, clothing, sports equipment and even potentially your kitchen.

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International money transfers

International money transfers can become very expensive particularly if you decide to use your normal bank to do this. There are two things to be aware of when transferring money internationally, these are:

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Health insurance in Germany

Health insurance in Germany is one of the most essential insurances that should be completed after arriving in Germany. Most people in Germany have health insurance under the public health care system, as of 2015 there were 71 million people insured under this system. However there were 9 million people insured under the private health care system.

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Private liability insurance (Haftpflichtversicherung) in Germany

German law is very different to other countries because there is no limit to the level of damages a person could have to pay out if they are found to be responsible for an accident. This is why if you ask any German person they will almost certainly have private liability insurance. To put things into perspective, have you ever done any of the following, or think this could happen to you?

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Travel insurance in Germany

Travel insurance in Germany can be difficult to buy because several policies are needed in order to be fully covered. However we highlight a cheap offer which covers German residents in one complete package.

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Banks in Germany – which one and how to open an account

Banking in Germany has historically been very bad in terms of price and ease of use. Things are changing for the better though and we highlight the n26 bank account which has an English website/app and can be opened in only 8 minutes.

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Why Germany is the worst country for saving money

We recently highlighted how Germany is the best country for saving money due to the ease of switching utility providers, however in this post we highlight some of the problems in Germany. The hardest part about saving money in Germany is actually knowing how much internet, mobile, electricity etc costs. In this article we run through the main tactics used by companies and we show you our pricing tables which helps you compare these offers fairly. 

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Germany is the best country for saving money. Find out why here

You might find it hard to believe given that Germans love bureaucracy, however Germany is one of the best countries in the world for saving money. The key reason for this is that they make the switching process extremely simple and painless which helps remove the mental barrier for switching supplier and makes it easier for you to save money.

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Cheap electricity suppliers in Germany

Changing electricity suppliers in Germany is easy and takes minutes. The biggest issue is fighting laziness and switching. However we make this easy for you by summarising the best deals. We have found that Eprimo is the most competitive and can save you over €400 in the first year (for a family of 3 vs the default Berlin tariff). So switch now and save!

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Cheap mobile phones in Germany

The cheapest way to get mobile access is to buy a SIM only contract and then use this with an existing (unlocked) phone or alternatively buy a new phone outright. The best SIM card provider in our view in terms of price and quality is Simply which we highlight below. We also provide details on the cheapest way of buying a mobile phone with a contract and find Dein Handy to be the best supplier.

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